Location Efficient Mortgage (LEM)

Location Efficient Mortgage (LEM):

Location Efficient Mortgages are available to individuals purchasing more expensive homes in areas where with efficient public transportation systems. These loans take into account monies saved on the expenses related to owning or leasing automobiles.

LEM loans are only available in certain markets:

  • Chicago, IL
  • Los Angeles, CA
  • San Francisco, CA
  • Seattle, WA

Find out more about LEMs.

Licensing

Loan Officer Mark Zinman
CA Bureau of Real Estate License #01335252
NMLS License #248181
Supervising Broker Pacific Bay Lending, Inc.
CA Bureau of Real Estate #01874818 NMLS #318011
NMLS Consumer Access

Equal Housing Lender

Location

Contact Us

MZ Financial Group
Moraga, CA 94556